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Buildings

Building sub-metering, per unit.

Sub-metering puts a meter on every apartment or tenant behind the building's main meter, so each unit pays for what it used. Divako reads water, heat and electricity meters over LoRaWAN or wM-Bus, checks the units against the main meter, and turns the readings into a per-unit cost split.

Book a demo Settlement for housing

143 apartments on water and heat, Leangen Løkka
1 LoRaWAN gateway for the whole co-op
20+ water meters on one wM-Bus network, Unibet Arena

What is sub-metering?

Sub-metering is measuring consumption per unit behind a building’s main meter. The utility bills the building from the main meter at the inlet. Apartment, tenant or area meters behind it show how that bill divides between the units that actually used the water, heat or electricity. Housing co-ops use it to bill residents fairly, and commercial buildings use it to recharge tenants or track consumption per event, floor or area.

The value comes from reading every unit automatically, at the same moment as the main meter. With manual readings, apartment figures arrive on different days, or not at all, and the difference between what the building bought and what the units reported lands on the shared costs. In an illustrative 40-apartment building, a 10% gap is roughly 900 € a year for water nobody in particular used. Read at the same timestamp, most of that gap disappears, and what remains points at a leak or a faulty meter.

How it works on Divako

  1. Meter. Each unit has a water meter, a heat meter or heat cost allocators, and electricity meters where needed. Every device is registered to its apartment or tenant with a profile from the device library, so its readings are understood from the first message.
  2. Network. The meters transmit over LoRaWAN or wM-Bus. One or two gateways in the building usually cover every stairwell and the basement. No new cabling is needed. Sameie Leangen Løkka runs 143 apartments on a single LoRaWAN gateway.
  3. Platform. Readings are decoded, checked for gaps and implausible values, and aligned to a common timestamp with the main meter. The balance between the building’s intake and the sum of the units is visible per period.
  4. Alerts. Continuous flow, reverse flow and meters that stop counting are flagged as the readings arrive. At Unibet Arena in Tallinn, potential leaks surfaced within two weeks of the wM-Bus network going live.
  5. Settlement. The readings feed the cost split. Shared costs are distributed by the rules the board approved, finished invoices go out per unit, and residents see their own consumption in the app. The same readings can leave for the accounting system the association already uses.

What to watch out for

  • Agree the distribution rules before the first settlement. How the shared costs, the main-meter difference and vacant units are divided is a board decision, not a software setting. Write it down, and have the system apply it the same way every period.
  • Read the units and the main meter at the same time. A balance between readings taken on different days measures the calendar, not the building. Use the main meter’s reading time as the reference for every unit.
  • Plan for heat and hot water before 2027. Meters and heat cost allocators for heating and domestic hot water must be remotely readable by 1 January 2027. A system chosen only for cold water can become a dead end when the heat meters have to join.
  • Check coverage in the basement, not in the hallway. Meters often sit in shafts, cabinets or basements where the signal is weakest. Place the gateway from where the meters are, and check the signal after installation.

What you get

  • Water, heat, electricity meters and heat cost allocators on one network
  • LoRaWAN or wM-Bus in the building, one or two gateways, no new cabling
  • Every unit read at the same timestamp as the main meter
  • Main-meter balance: the building's intake against the sum of the units
  • Leak, continuous-flow and reverse-flow alerts to the board or property manager
  • Cost split by the rules the board approves, with finished invoices per unit
  • Resident app where each household sees its own consumption
  • Exports to the accounting or billing system the association already uses

In production

Unibet ArenaTallinn, Estonia
15 min

water + electricity · one in-building wM-Bus network

Estonia's largest arena reads 20+ Apator Ultrimis NEO water meters and OMS electricity meters over a single wM-Bus network, collected by two NB-IoT Lobaro gateways. Potential leaks surfaced within two weeks – and per-event consumption is the goal.

  • wM-Bus
  • OMS
  • NB-IoT
  • Venues

Read the arena story →

Sameie Leangen LøkkaTrondheim, Norway
143

apartments · water + heat sub-metering

A Trondheim housing co-op with ultrasonic water meters and heat meters per unit, LoRaWAN on a single gateway, and automated per-apartment billing. One invoice for the board; one app for residents to see their use.

  • LoRaWAN
  • Sub-metering
  • Housing

Read the housing story →

Questions

Frequently asked

What is sub-metering?

Measuring consumption per apartment, tenant or area behind the building's main meter. The utility bills the building from the main meter; sub-meters tell the owner or the housing association how that bill divides between the units that actually used the water, heat or electricity.

Is LoRaWAN or wM-Bus better for sub-metering?

Both work inside buildings, and many apartment meters ship with one or the other. LoRaWAN suits a co-op that wants its own network, which can later carry heat, electricity and sensors too. wM-Bus suits meters that already transmit it, collected by a gateway in the building. Divako reads both, side by side.

Do heat meters have to be remotely readable?

Under the EU Energy Efficiency Directive, meters and heat cost allocators for heating and domestic hot water must be remotely readable by 1 January 2027. Cold-water apartment meters are not covered; most associations put them on remote reading anyway, because the savings show up in the shared costs.

Can we keep the meters we already have?

Often, yes. If the installed meters already transmit wM-Bus or LoRaWAN, a gateway in the building is enough. Older meters without radio usually need a radio module or replacement, and that is a good moment to consider ultrasonic meters, which have no moving parts.

How does the data reach the association's accounts?

The readings feed the cost split directly. Divako applies the distribution rules the board has approved, produces an invoice or a settlement per unit, and exports to the accounting or billing system the association already uses.

Your building

Let's look at your building.

Tell us how many units you have, which meters are installed and how they are read today. We'll show what the same building looks like on remote sub-metering – in about 30 minutes.