No more spreadsheets
Readings come in automatically and the split is calculated for you, every period. No clipboard, no copy-paste.
Divako Settlement · Fair splits
Slice the bill.
Not the neighbours.
Water, heat, energy, gas - divided exactly by the rule your building chose, every period, automatically. We do the maths and show our work; you get fair, transparent cost shares - and finished invoices if you want them.
Book a walkthrough See how it works
by floor area
by consumption
by ownership %
equal split
- Apt 1A · 64 m²
- Apt 1B · 48 m²
- Apt 2A · 86 m²
- Apt 2B · 52 m²
- Common · 12%
- Apt 3A · 50 m²
Why it's valuable
The end of the billing spreadsheet.
Six things change the day a project moves onto Divako Settlement.
Fair and accurate
Costs follow real consumption and clear rules. Mid-period move-outs and empty units are handled correctly, automatically.
Fully transparent
Every amount on an invoice traces back to a meter reading and a rule - easy to stand behind when a resident asks.
You control the rules
Each project has its own allocation logic, set up by you - no software development, no waiting for a new version.
All of it, or just a part
Run the whole chain from readings to invoices, or let us calculate fair shares and keep your existing billing provider.
Built on Divako
Connect a project in a few clicks, readings flow in by themselves, and people sign in with the Divako accounts they already have.
Readings → rules → invoices
The maths disappears. The fairness doesn't.
Hand us the meter data. We turn a month of messy allocation into one clean, itemised invoice per payer.
Cost allocation · you control
Your building. Your rules. Our maths.
Every cost type splits differently. Define each one once - water by consumption, heating by area, a service fee equally - and the system runs it forever after. Save a setup as a template and reuse it across every project that works the same way.
no developer needed →
Virtual meters · fill the gaps
Found the leftover. Split it fairly.
Common-area water, corridor heat, shared lighting - calculated from the meters you already have. Every value traceable back to its source.
Building main
412.6 m³
−
Apt 1A68.2 m³
Apt 1B42.8 m³
Apt 2A91.5 m³
Apt 2B55.1 m³
…+3124.0 m³
Common (virtual)
30.9 m³
Properties · people · dated roles
Who lived where, when - handled.
Mid-period move? Change of ownership? Empty unit? Every role has a start and end date - costs split by the days each party was responsible. Vacancies go to the cooperative, automatically.
owner
tenant
payer
care-of
vacancy → coop
Readings · automatic
No clipboard. No spreadsheet. No problem.
Meters send their readings in by themselves. The system takes an end-of-month snapshot - local time zones handled - and labels every value with where it came from. People sign in with the Divako accounts they already have.
automatic
mobile app
handover
estimate
March 2026
MTWTFSS
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
↳ End-of-month snapshot
Flexible by design
Use the whole chain. Or just the smart part.
Already happy with your billing? Keep it. Settlement does the hard part - turning meter data into fair, itemised cost shares - and hands the numbers to whatever you use to invoice. Adopt it gradually: some projects fully on Settlement, others standalone.
Readingsmeters · mobile · imports
Virtual meterscalculate the leftover
Cost allocationyour rules · per project
← or just this part
InvoicesPDF · CSV · accounting hand-off
Get started
See a settlement run on your own buildings.
30 minutes. We'll walk a real period - from automatic readings to a fair, itemised invoice - with your data if you want.